The Flanders Group will help you understand your investment risk tolerance, continually determine your asset allocation needs, and recommend the appropriate investment vehicles to protect your wealth and reach your goals.
Asset and income protection includes strategies to shield assets from illness, taxation, and frivolous claims from third parties. Successfully planning for these potential events cannot be overstated, because they affect other aspects of your planning process, including investment and insurance planning.
Whatever your vision of retirement is, diligent and ongoing planning and goal setting are necessary for your retirement to live up to your expectations. The Flanders Group will help you make the most of your employer-sponsored plans, IRAs, and other retirement vehicles to make sure your income is sustained during a time when you should reward yourself for years of hard work.
Considering that education costs increase yearly, your children’s educations—as well as your current and future lifestyles—depend on the wealth you build up now. It is important to regularly review your specific goals and actively plan for education costs.
Employer-sponsored employee benefit plans can sometimes be complex and confusing. Our employee benefits experts can evaluate all your plan documents and other benefits materials and make recommendations for which plans are cost-effective and appropriate for your unique situation. Whether you are a new employee enrolling for the first time, evaluating your options at annual Open Enrollment, or simply would like to make sure you are fully taking advantage of your employer-sponsored plans, we can help.
Your employer retirement plans are critical to your retirement savings strategy. However, many clients are not comfortable picking the investment funds that are most appropriate for their specific needs. We will help you make the most of your employer-sponsored retirement plans by evaluating your plan's available funds and recommending which funds to choose and how to allocate your investments within your portfolio.
Some clients have 401(k) plans (and other retirement plans) from prior employers that they are not managing. Whether it's consolidating the plans into an IRA or simply changing your investment allocations, we can help you determine the best strategy to ensure all your investments are working in your best interest.
Illness and injury can happen to anyone. In fact, a person has a one in four chance of becoming severely ill or disabled. If you’ve planned for this possibility, when was the last time you reviewed your plan? And does it take any recent life events into account? As life changes, so do your insurance needs and the strategies needed to protect your lifestyle and your family members who are dependent on your income.
We leverage our knowledge in financial and tax services to ensure your wealth management plan is operating in the most tax-optimized manner possible. This includes making sure that you don’t pay a penny more than the law requires and looking for ways to reduce current and future tax burdens.
The Flanders Group understands that fulfilling your philanthropic passions can be one of the most emotional and impactful parts of a plan. With our in-depth knowledge of your total financial situation, we will work to maximize the financial opportunities you provide to chosen beneficiaries and the charitable organizations important to you.
You know where you want to be and we can help you get there. Our thorough process evaluates your current financial situation compared to where you want to be in 5, 10, or 20 years. We then recommend strategies for saving, budgeting, debt repayment, and investing that will allow you to live well today and still meet your goals for the future.
We understand that designing your estate plan and defining your legacy is one of the most difficult and emotional components of your wealth management plan. Successfully planning the transfer of your wealth is critical to fulfilling the promises you’ve made in life. With our deep understanding of your total financial situation, we will work to minimize income and estate taxes and help maximize the financial opportunities you provide to your heirs and chosen beneficiaries. Together, we will leave behind the legacy you desire.